Email: info@cunic.com.au
Phone: 6231 8181
Email: info@cunic.com.au
Phone: 6231 8181
A federal shared equity scheme that could lower your deposit and bring home ownership closer, sooner.
The Help to Buy Scheme is a shared equity initiative. This means the government contributes part of the purchase price of your home, in exchange for an equity share. You’ll still be the legal owner and live in your home, but the government holds a financial interest that grows or shrinks with your property’s value over time.
Government contribution: Up to 40% of the purchase price for new homes .
Low deposit: Eligible buyers can enter the market with as little as a 2% deposit.
No monthly repayments to the government: You don’t repay the government’s share month-to-month. Instead, you can chooseto buy out their equity over time, or when you sell 1 .
Eligibility: Available to low- and middle-income Australians, including first home buyers and those re-entering the market. Income and property price caps apply.
With property prices rising, many Australians struggle to save a deposit or meet mortgage requirements. Help to Buy reduces these barriers, making home ownership accessible to more households. Over the next four years, the scheme is expected to support 40,000 Australians into their own homes.
We specialise in building homes that meet the eligibility requirements of government-backed programs like Help to Buy. Our team will guide you through the process, working closely with accredited lenders who are participating in the scheme.
For full details, eligibility criteria, and application steps, visit these official resources:
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